For those individuals who are unable to get a credit card or just don’t have one, Russell Simmons wants to give you a credit card. In yet another soon to be successful venture Rush Communications and Unifund Corporation have joined together to produce the first Rush Prepaid Visa® Card.

With this new prepaid card, individuals who do not have an account with a major bank can reestablish creditworthiness when maintaining good account status. Nearly 48 million Americans do not have a banking relationship or access to traditional banking systems,” said Russell Simmons, founder and chief executive officer of Rush Communications said in a statement to the media. “These people don’t have bank accounts, and often pay exorbitant check cashing and money transfer fees. The Rush Card and the services offered by UniRush will help put money back in their pocket and put them on the path to sound fiscal management.”

The card allows ATM access with 800,000 ATMs worldwide as well as 20 million retailers whom except the Visa logo. Card users can also have their check directly deposited into their account with immediate access to their funds. For more information on the card go to www.rushcard.com